Aging In Place Resources

Don’t just take our word on it. Here’s what our employees are saying…

Connecting you to senior living resources available in the San Francisco Bay Area.

At Beacon Home Care, our goal is getting families started on the roadmap to care. We have some helpful information on ‘Getting Started‘ in home care and insight on the assessment process.

We also have some helpful tips in our ‘Frequently Ased Questions‘ and our ‘Beacon Home Care Blog‘.

Paying for Home Care Services

Take a look at our Beacon Home Care blog where we discuss “How Much Does Home Care Cost?”

It’s completely understandable to wonder about the cost of in-home care when you’re beginning to consider long-term care options for yourself or a family member. As a partner in the community, we’ve put together some resources that we hope will be helpful in navigating senior care.

Long Term Care Insurance

Did you know according to the U.S. Department of Health & Human Services, 70% of people over age 65 will need some type of long-term care —and home care is often the preferred choice.

Long term care insurance is one of the best ways to pay for home care services. This type of insurance helps cover the cost of non-medical assistance and skilled care that many seniors need as they age—without relying entirely on personal savings or family support.

VA Benefit Assistance

Veterans Affairs (VA) benefits can be an excellent way for eligible veterans, and their surviving spouses, to fund home care services. The U.S. Department of Veterans Affairs offers several programs that help cover the cost of non-medical home care, including assistance with daily activities, respite care, and personal support.

State Funded Programs & Assistance

Take a look at the Department of Aging website. These departments administer programs that serve older adults, adults with disabilities, family caregivers, and residents in long-term care facilities throughout your State.

Local & Non Profit Assistance

It’s a good idea to look into what local non-profit and for-profit funds might be available. We’ve included a list of companies below that may be able to assist. Additionally, there are sometimes grants and respite hours provided through your hospice provider. Pending any discharges from a hospital, inquire with your social worker, or case manager, for any in home caregiving assistance your provider may be offering.

Local Respite Programs

Respite programs can also serve as supplemental care. If you’re looking for respite services outside of the home, Adult Day Care Centers are an excellent way to save money while still receiving care. We also highly recommend exploring social groups, such as church or religious groups, community centers, and senior centers, as they can also offer respite care.

Reverse Mortgages

If you own a home, a reverse mortgage can be a smart way to pay for home care expenses—especially for seniors who want to age in place. A reverse mortgage allows homeowners aged 62 and older to convert a portion of their home equity into cash without selling their home or making monthly mortgage payments. The funds can be used to cover in-home care services such as personal care, companionship, meal preparation, medication reminders, and more.

A reverse mortgage can be an effective solution to fund in-home care services for seniors, but it’s essential to consult a financial advisor or HUD-approved counselor to understand the long-term impact. When used wisely, it helps families afford quality home care while remaining in the comfort and familiarity of their own home.

Home Care Awards & Grants

Supplemental Programs and Funding Options:

For more than 40 years, FCA has provided services to family caregivers of adults with physical and cognitive impairments, such as Parkinson’s, stroke, Alzheimer’s and other types of dementia.

Jewish Family & Community Services East Bay (JFCS East Bay) is a community-based, direct social and human services organization that serves and supports Alameda and Contra Costa County residents of all ages, races, and religions.

Cancer Support Community San Francisco Bay Area provides free comprehensive support programs including counseling, support groups, nutrition, exercise, emergency financial assistance and patient education programs as well as special programs for teens and children.

VA Aid and Attendant Benefit – VA Aid and Attendance or Housebound benefits provide monthly payments added to the amount of a monthly VA pension for qualified Veterans and survivors.

Respite Programs & Services

Specialized Programs and Services for Specialized Needs:

Two (2) of 21 Regional Centers for persons with developmental disabilities in California established to assist persons with intellectual disabilities — and their families — in identifying and developing services and programs within their communities that help them lead more independent lives.

Center for Elders’ Independence (CEI) – CEI has been helping at-risk seniors in The East Bay live at home rather than in nursing homes for over 40 years by helping its participants lead an independent lifestyle while helping them maintain and improve their overall health.

Program of All-Inclusive Care for the Elderly (PACE) – Providing a comprehensive medical/social service delivery system that provides and coordinates all needed preventive, primary, acute and long-term care services.

Transportation Services

Transportation Options from Home and Beyond:

Count on Baker’s Transit for safe, reliable and on-time non-emergency medical transport throughout the San Francisco Bay Area.